Limit credit card use to achieve your goal

Posted by administrator | 20/07/11 | Tagged Credit Card

Limit credit card use to achieve your goal
News from mydigitalfc.com:
Sumeet Vaid

The concept of using credit for purchasing was described by Edward Bellamy in his 1887 novel Looking Backward, where he had used the term credit card 11 times in the novel. Since then, credit and credit cards have come a long way. Plastic money has taken over the world and credit has become a much scarier word.

The idea of buying now and paying for something later is a rather ‘happy’ concept. With a swipe of a card, you can wine, dine, go on a holiday, buy presents and even spread cheer to your loved ones. However, all this happiness usually goes for a toss when the bill arrives. That’s when you realise that you have not only accumulated too many unwanted charges, but also caused a dent on your financial goals.

The only way to assure that you achieve your goals on time is to avoid such expenses. While you may think that this is not possible, here’s a list of things you can keep in mind when it comes to your plastic money and credit:

Cash is always a bett…………… continues on mydigitalfc.com
… Read the full article
.

Related News:


Data System 515 Credit Card Manual Imprinter
The Data Systems® Model 515 Flatbed Imprinter is expressly designed for imprinting credit card sales drafts. The 515’s compact si…
DMT 3-inch Dia-Sharp Diamond Sharpener, Coarse, Credit Card Sized
This coarse pocket-sized diamond sharpening card encourages keeping every edge tuned to its utmost. Using only water for a lubrica…

Credit Card Debt Consolidation Debt Relief Programs Offer Help
News from PR Urgent:

Credit Card Debt Consolidation and Debt Relief Programs Still Offer Powerfully Effective Help With Debt

FOR IMMEDIATE RELEASE / PRURGENT

Credit card debt consolidation and debt relief programs continue to offer powerfully effective help for the many Americans who suffer financial hardships and struggle with personal debt such as that from credit cards and medical bills. These programs and services have come a long way and are today easier than ever to apply for and qualify for.

Get Started With Debt Relief

The need for such credit card debt consolidation and debt relief programs has become acute now that the flat economic recovery has become increasingly clear. Consider the numbers: The U.S. unemployment rate rose in June for the 3rd consecutive month as the economy added fewer jobs than workers entering the job market.

The U.S. economy added a mere 18,000 jobs – fully less than o…………… continues on PR Urgent
… Read the full article
.

Related News:

Better than a Credit Card
News from Town Hall:

Dear Carrie: I’ve recently incurred some $ 4000 in credit card debt for an unexpected pet illness. Would it be a good idea to take out a personal loan to pay off the credit cards? Thanks. — A Reader

Dear Reader: With credit as tight as it is today, I don’t think many people consider the possibility of getting a personal loan. But a number of banks currently offer both unsecured and secured personal loans, and they can be a reasonable option in the right circumstances. (For example, some banks specifically offer loans and services designed to help people solve debt problems.) Whenever you think about a loan, the interest rate is a key consideration. However, it’s also essential that you understand all of the terms before you move ahead. Following are some things to think about as y…………… continues on Town Hall
… Read the full article


Credit Card Debt Consolidation Debt Relief Programs Offer Help
News from PR Urgent:

Credit Card Debt Consolidation and Debt Relief Programs Still Offer Powerfully Effective Help With Debt

FOR IMMEDIATE RELEASE / PRURGENT

Credit card debt consolidation and debt relief programs continue to offer powerfully effective help for the many Americans who suffer financial hardships and struggle with personal debt such as that from credit cards and medical bills. These programs and services have come a long way and are today easier than ever to apply for and qualify for.

Get Started With Debt Relief

The need for such credit card debt consolidation and debt relief programs has become acute now that the flat economic recovery has become increasingly clear. Consider the numbers: The U.S. unemployment rate rose in June for the 3rd consecutive month as the economy added fewer jobs than workers entering the job market.

The U.S. economy added a mere 18,000 jobs – fully less than o…………… continues on PR Urgent
… Read the full article
.

Related News:

Better than a Credit Card
News from Town Hall:

Dear Carrie: I’ve recently incurred some $ 4000 in credit card debt for an unexpected pet illness. Would it be a good idea to take out a personal loan to pay off the credit cards? Thanks. — A Reader

Dear Reader: With credit as tight as it is today, I don’t think many people consider the possibility of getting a personal loan. But a number of banks currently offer both unsecured and secured personal loans, and they can be a reasonable option in the right circumstances. (For example, some banks specifically offer loans and services designed to help people solve debt problems.) Whenever you think about a loan, the interest rate is a key consideration. However, it’s also essential that you understand all of the terms before you move ahead. Following are some things to think about as y…………… continues on Town Hall
… Read the full article


Credit Card Debt Consolidation Debt Relief Programs Offer Help
News from PR Urgent:

Credit Card Debt Consolidation and Debt Relief Programs Still Offer Powerfully Effective Help With Debt

FOR IMMEDIATE RELEASE / PRURGENT

Credit card debt consolidation and debt relief programs continue to offer powerfully effective help for the many Americans who suffer financial hardships and struggle with personal debt such as that from credit cards and medical bills. These programs and services have come a long way and are today easier than ever to apply for and qualify for.

Get Started With Debt Relief

The need for such credit card debt consolidation and debt relief programs has become acute now that the flat economic recovery has become increasingly clear. Consider the numbers: The U.S. unemployment rate rose in June for the 3rd consecutive month as the economy added fewer jobs than workers entering the job market.

The U.S. economy added a mere 18,000 jobs – fully less than o…………… continues on PR Urgent
… Read the full article
.

Related News:

Better than a Credit Card
News from Town Hall:

Dear Carrie: I’ve recently incurred some $ 4000 in credit card debt for an unexpected pet illness. Would it be a good idea to take out a personal loan to pay off the credit cards? Thanks. — A Reader

Dear Reader: With credit as tight as it is today, I don’t think many people consider the possibility of getting a personal loan. But a number of banks currently offer both unsecured and secured personal loans, and they can be a reasonable option in the right circumstances. (For example, some banks specifically offer loans and services designed to help people solve debt problems.) Whenever you think about a loan, the interest rate is a key consideration. However, it’s also essential that you understand all of the terms before you move ahead. Following are some things to think about as y…………… continues on Town Hall
… Read the full article


The Island Approach To Credit Card Use

Posted by administrator | 20/07/11 | Tagged Credit Card

The Island Approach To Credit Card Use
News from San Francisco Chronicle:
About 25% of American consumers had bad credit as of April 2010, according to the credit-scoring agency FICO. As of March 2011, Americans were also revolving over $ 796 billion in debt – almost all of which was credit card debt – reports the Federal Reserve. Clearly people are having a difficult time managing their personal finances, and judging by the fact that the National Foundation for Credit Counseling’s 2011 Financial Literacy Survey found that 28% of American consumers admit to not always paying their bills on time, 56% don’t have budgets and 22% don’t even have a good idea how much they spend on housing, food and entertainment, the Great Recession isn’t all to blame. People therefore need to change how they approach spending. They need financial discipline, clarity and most importantly a way to lower the cost of debt…………… continues on San Francisco Chronicle
… Read the full article
.

Related News:

Facebook and American Express team up for another ‘easy’ deals service
News from VentureBeat:

American Express on Tuesday announced it had partnered with Facebook to give deals at high-profile outlets and small businesses.

A new Facebook app called “Link, Like, Love” lets customers sign up with their AmEx cards and get a list of daily deals that automatically discount the amount charged on a credit card.

The initiative is similar to the partnership AmEx announced with Foursquare about a month ago. The AmEx partnerships with Facebook and Foursquare are different from daily deals services like Groupon and LivingSocial because they do not require a purchase through another service to get a deal. AmEx card holders just go to a participating outlet and use their American Express cards to pay and automatic…………… continues on VentureBeat
… Read the full article


Nautica Men’s Creditcard Organizer,Black,One Size
Polished Lamb Organizer wallet in butter soft leather with semi glaze finish….
DMT 3-inch Dia-Sharp Diamond Sharpener, Coarse, Credit Card Sized
This coarse pocket-sized diamond sharpening card encourages keeping every edge tuned to its utmost. Using only water for a lubrica…
© 2017. Credit Card Talk