Nine Questions to Ask Before Applying for a Credit Card

Posted by administrator | 03/08/11 | Tagged Credit Card

Nine Questions to Ask Before Applying for a Credit Card
News from Fox Business:

It’s exhilarating to slip a brand-new credit card into your wallet.

You can almost hear the call of the mall or feel the pull of that vacation you’ve been postponing for way too long.

However, use that new card in the wrong way — or pick the wrong card for your needs — and credit can quickly become debt. And debt can bring trouble, pressure and stress.

Before you fill out that application form, it pays to ask a few smart questions. Here are nine you want answered before you sign on the dotted line.

Why Am I Applying?

The “very first question” the consumer should ask is, “Why am I applying for this card? Why do I need this card?” says Bruce McClary, media director for ClearPoint Credit Counseling Solutions, a nonprofit affiliated with the National Foundation for Credit Counseling.

Some positive reasons: The card has low or no fees, a lower interest rate or offers a rewards program that suits your spending habits. “It has to…………… continues on Fox Business
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August’s Top Credit Card Offers
News from Business Insider:

Here are just a few of the credit card offers on Outlaw‘s radar this month:

Black Card — The Visa Black Card has a $ 495 annual fee, but as we recently explained, you get a whole lot in exchange. The card also now offers 0% intro APR on qualified balance transfers. Read our full run-down of the main features and benefits here, or view photos of the card itself and apply right here.

Gold Delta SkyMiles Card — This credit card, from
… Read the full article


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What’s In China’s Wallet?

Posted by administrator | 03/08/11 | Tagged Credit Card

What’s In China’s Wallet?
News from DailyFinance:

With China on track to become the world’s third largest consumer market by 2025, the inevitable happened: Credit card offers started filling mailboxes. But something is making it difficult for Visa (NYS: V) , American Express (NYS: AXP) , and MasterCard (NYS: MA) to profit from China’s electronic payments market. China itself.

Hey, big spenders?
China long has b…………… continues on DailyFinance

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.

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