Apply For A Credit Card: 5 Secrets To Getting A Better Deal

Posted by administrator | 24/08/11 | Tagged Credit Card

Apply For A Credit Card: 5 Secrets To Getting A Better Deal
News from Business Insider:

Image: Andres Rueda via Flickr

So you’re on the prowl for a new credit card? OK, great! Before you apply, however, take these 5 tips into account — they are the culmination of my several years in the card business:

1. Don’t apply impulsively: Did you receive a tempting card offer in the mail that has a ‘special invite code’ and an expiration date a few weeks from now? Acting impulsively is to the bank’s advantage, not yours. You may think you’ll lose your shot at a 0% intro APR for 12 months if you don’t apply before the deadline, but slow down and consider this: there are offers out there with much longer intro APR periods.

For example,
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American Express Business Gold Rewards Card Review
News from Worth $ 175? – Daily Markets:

American Express OPEN has just announced a new Business Gold Rewards Card with a limited time offer for new sign-ups, which I am pleased to say is a better promotion than the old one. This American Express (NYSE:AXP) charge card now gives you 50,000 bonus points when you spend at least $ 10,000 in the first 5 months, plus you now get to earn double points on advertising, gas and shipping, and even more points when you use the card to buy airfare. Because of its many privileges, this Business Gold Rewards Card is targeted at business owners who have excellent credit. Is this business card for you? Does it have any drawbacks? Below I will do a detailed review of the Business Gold Rewards Card From American Express OPEN, one of the best continues on Worth $ 175? – Daily Markets
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Debit Disaster: Reasons to Steer Clear of Prepaid Debit Cards
News from Business Insider:

It’s safe to say that any card with Kim Kardashian or Twilight characters on the front would be a little difficult to take seriously. Prepaid debit card issuers have been using celebrity faces to market their misleading and expensive cards because their outrageous fees certainly aren’t doing the trick. 

Prepaid debit cards allow you to pre-load money on a card, which you can use anywhere cards are accepted. Sounds simple enough, but there’s a catch. If you’ve ever used a prepaid debit card, you know that a $ 10 purchase could set you back and extra $ 3-$ 6 in transaction fees alone. In addition to annual or monthly fees, you’ll get slapped with reloading fees, ATM fees, and even balance inquiry fees. 

If you haven’t yet succumbed to the misleading promises ma…………… continues on Business Insider
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