Should You Use a Virtual Credit Card Number?
News from U.S. News & World Report:

When Edgar Dworsky, a Massachusetts-based consumer advocate and founder of, shops through an unfamiliar website, he uses what’s known as a virtual credit card number to avoid sharing his actual credit card number.

“With so many instances of online fraud and credit card numbers being stolen or hacked, either by [the merchant] or someone who might hack into their system,” Dworsky says he doesn’t want to take any chances that could compromise his credit card. He also uses a virtual credit card to avoid automatic renewals of services he doesn’t want to continue.

[See 10 Ways to Improve Your Finances in 2011.]

To generate a 16-digit virtual credit card number, which is linked to his regular credit card, Dworsky estimates that he spends less than 60 seconds to log into his credit card account, cl…………… continues on U.S. News & World Report
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Debit card fees coming for Bank of America customers
News from Debtmerica Relief:

One of the nation’s largest credit card lenders will begin charging a monthly fee to consumers who want to use its branded debit cards, and some consumer advocates say it may be difficult to afford for those who have had trouble trying to reduce debt.

Bank of America recently annou…………… continues on Debtmerica Relief
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