Credit Card Deals: Wisely Use Balance Transfers, Bonus Rewards
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For the consumer in good credit standing, there is much to celebrate this Black Friday/Cyber Monday holiday shopping period, including strategies that can save you money on your credit cards.

You may have noticed that card issuers have been flooding your mailbox with balance transfer checks for your existing card accounts, some of which offer a zero percent APR for six months to a year. Other offers include very low promotional rates, such as a 1.99 APR, for a longer period of time, as long as 18 months.

Those promotional zero or near-zero rates can last for longer than 18 months on new credit card offers. Taking advantage of new card “teaser rates” can add up to considerable interest savings for those who normally carry a balance.

However, carefully consider the new card’s standard APR and annual fees, if any, since the card will stay with you long past the holiday shoppi…………… continues on

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Security experts warn about credit card ‘skimming’
News from Today’s TMJ4:


MILWAUKEE – Security experts are warning of a new target for people trying to steal your money this holiday shopping season.

It’s called “RFID skimming,” in which criminals can use a small electronic device to get information fromom credit cards.

Experts say the best way to protect yourself is to shield card sleeves and use wallets that block the wireless signal.

…………… continues on Today’s TMJ4
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5 Tips for Reducing Black Friday Shopping Stress

Posted by administrator | 25/11/11 | Tagged Credit Card Debt

5 Tips for Reducing Black Friday Shopping Stress
News from Huffington Post:

Those irresistible deals on Black Friday might come with a bigger price tag than you think! The recent economic climate of unemployment, declining home values with record number of foreclosures, rising energy and food prices, along with rising credit card debt can take its toll on your health.

A 2008 Associated Press-AOL poll showed as a higher proportion of income is tied up in debt, especially things such as credit card debt, there are also higher levels of physical impairment. Ailments such as ulcers, migraines, anxiety and panic attacks, backaches, severe depression and heart attacks are all linked to increased stress related to increased debt. This corroborates another study that shows this type of high interest debt is bad fo…………… continues on Huffington Post

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Target (NYSE:TGT) Looking To Sell Credit Card Debt?
News from eMoneyDaily:

Target (NYSE:TGT) has been negotiating the sale of its credit card receivables.

Target (NYSE:TGT) Looking To Sell Credit Card Debt?

Reuters has reported that Target (NYSE:TGT), the discount retailer, is in talks for the sale of its credit card receivables and a deal could be reached by the end of the year.

Target (NYSE:TGT) is only looking to sell the debts it is owed by cardholders.

Target (NYSE:TGT) would still keep control of the credit card operations, which are part of a key marketing strategy for the company.

Target (NYSE:TGT), said in a filing with the U.S. Securities and Exchange Commission, that, “Target (NYSE:TGT) is currently negotiating a potential transaction. It is possible that a sale agreement could be executed as early as the fourth quarter of 2011″.

Target (NYSE:TGT) stocks are currently standing at 51.53.

Price History
Last Price: 51.53
52 Week Low / High: 45.28 / 60.9…………… continues on eMoneyDaily

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