The Cardboard Beginnings of the Credit Card
News from New York Times:

Elaine Thompson/Associated Press

In “Looking Backwards,” Edward Bellamy’s 1888 novel about a socialist utopia more than a century hence, citizens are issued “credit cards” entitling them to shares of the national wealth. In today’s dystopian reality, people use a different sort of card to buy stuff on the Internet. Yet according to Robert Manning, a historian and author of “Credit Card Nation,” plastic remains “one of the top 10 innovations in the post-World War II period.” Even if it owes its ubiquity, in part, to a New York businessman named Frank X. McNamara, who forgot to bring cash to a lunch meeting. In 1950, McNamara introduced a cardboard charge card. He called it the Diner’s Club.

PAPER OR PLASTIC?

During the 1920s, department stores started issuing charge plates or coins — round or rectangular and mostly made from metal — to encourage loyal customers to run a tab. The most popular, made by a company called…………… continues on New York Times

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Credit Card Companies Use Loophole To Send Unsolicited Cards
News from 10TV:

One man shared a word of warning on Thursday about receiving a credit card that he did not request and what to do if it happens to you.

It is one thing to get an unsolicited credit card offer, but it is another to receive an unsolicited credit card itself, Consumer 10’s Kurt Ludlow reported.

Brian Van Voorhis does not think much of credit cards or credit card offers. So imagine his surprise when he opened an envelope and discovered a Discover Card with his name on it.

Along with the card came a letter congratulating him on his decision to get the Sam’s Club Discover Card, Ludlow reported.

Van Voorhis said that he called to complain because he had never requested the card.

“They said that they had previously sent me a letter which, I’m sure, looked much like an offer for a credit card, which I again, shred, and dispose,” Van Vooris said.

In that letter, a Sam’s Club representative would later tell Van Vooris was an “opt-out” f…………… continues on 10TV

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