Credit card tips for Super Bowl trips

Posted by administrator | 30/01/12 | Tagged Credit Card

Credit card tips for Super Bowl trips
News from Fox Business:

If you’re going to the Super Bowl XLVI in Indianapolis, to see the New York Giants and the New England Patriots in all their glory, this Feb. 5, chances are, you’re packing more than your toothbrush. You’re bringing along your credit cards. And so, always wanting to help out, I’m providing tips for using your credit card during your Super Bowl weekend, so your trip can go as smoothly as possible.

And if you’re a huge football fan and desperately want to go but can’t, then make my editors happy and read all of this, anyway, and just pretend that that you’re going to the Super Bowl. Yeah, pretend. It’ll be fun.

The Super Bowl and your credit card: What you need to know

Buying tickets: Chances are, if you’re going, you’ve already bought your tickets, but plenty of desperate fans are likely looking on Craigslist right now and considering buying them, or considering going with a scalper. The Better Business Bureau, on their website, recommends going with the reputable Ticketmaster, which manages ticket exchanges for the NFL, or StubHub, which also guarantees a ticket’s authenticity.

<…………… continues on Fox Business

… Read the full article

Related News:

Should I use a credit card or spend savings to buy a boiler?
News from This is Money:

By Laura Howard

Last updated at 10:22 AM on 30th January 2012

Borrow or spend to keeping warm: Should you put a big purchase like a new boiler on a credit card or spend savings?

I want to borrow £2,500 to install a new gas boiler. Which is the best way of borrowing the money or should I just take out of my current account?
S.M., Derby

Laura Howard, of MoneySupermarket, replies: If you have £2,500 sitting in your current account, on the face of it paying cash for your new gas boiler would seem like the best option. However, putting the cost on a credit card (providing you pay off the balance) could actually prove more sensible.

This is because – so long as the boiler costs between £100 and £60,200 – you will be protected under a combination of the Consumer Credit Act and the Consumer Credit Directive. In short, this means the credit card company and the firm that sells you the boiler, will be jointly and severally liable for the purchase. 

This leaves you in a better position if anything goes wrong, such as t…………… continues on This is Money

… Read the full article

Cash In On Mobile Payments
Make Money Off Credit Card Swipes. This System Shows How To Make Money In Mobile Payments, The Fastest Growing And Hottest Industry. This Is Not Advertising With Cell Phones. This Is Turning Any Cell Phone Into A Credit Card Terminal And Cashing In.
Cash In On Mobile Payments

Consumers must choose carefully

Posted by administrator | 30/01/12 | Tagged Credit Card Debt

Consumers must choose carefully
News from Mackay Daily Mercury:

Paul Clitheroe

PERSONAL loans are going head-to-head with credit cards in the battle for debt consolidation. For consumers facing a raft of options, the trick is to choose carefully. What helps one borrower manage their debt may not be the best option for you. 

Debt consolidation – where you fold several high interest debts into a single lower rate loan, used to be the exclusive domain of personal loans. But these days plenty of credit card providers are pitching at the same market, which has lead to some very appealing balance transfer offers, presently ranging from zero percent interest for 6 months to around 4.99% for the life of the outstanding balance.

However self discipline rather than a low rate could be the key to choosing the debt consolidation option that provides the best value for you.

As a guide, financial researcher Canstar looked at two different debt repayment scenarios where $ 10,000 is paid off over three years using a personal loan charging 10% interest versus a credit card charging 0% for six months and a low rate of 12% thereafter.

If you were to make monthly repayments of around $ 323, the debt would be repaid in three years using either the credit card or personal loan. The key difference is that the total interest charge for the car…………… continues on Mackay Daily Mercury

… Read the full article

Related News:

Plastic fanatics: States with the most and least credit card debt
News from

AFP – Getty Images

Experts disagree on whether rising credit card debt is a good or bad indicator for a state’s economy.

By Charles B. Stockdale, 24/7 Wall St.

Americans cut down their credit card debt by 11 percent last year, compared to 2010, according to a new report by Credit Karma. 24/7 Wall St. looked at the average credit card debt owed by the residents of each state to determine the five states with the most and the least debt as of December 2011.

Credit card debt is a measure of the economy, and some analysts are suggesting that the decrease in the debt is a positive sign. But not all agree. Ken Lin, CEO of Credit Karma, told CNNMoney that the drop in debt is the result of weak consumer confidence, resulting in slower spending, tighter lending on the part of banks and lower credit limits.

24/7 Wall St.: The eight beers Americans no longer drink

One of the driving factors for states whose residents owe the most in credit card debt is that they are wealthy states. Nine out of the 10 states with the most…………… continues on

… Read the full article

How to Get Out of Debt, Stay Out of Debt, and Live Prosperously*: *(Based on the Proven Principles and Techniques of Debtors Anonymous)
A simple, proven-effective formula for freeing yourself from debt—and staying that way • Revised and updated, with a new Prefa…
© 2018. Credit Card Talk