Margate vice mayor reprimanded for using city credit card for personal use
News from Sun-Sentinel:

City Clerk Leslie Wallace May said for the first few times, McLean paid the money back to her directly with a money order or cash. McLean said more recently he waited till he got his paycheck, took out the proper amount of cash for reimbursement and turned it over to the city manager’s office.

Still, “he knows better and it puts a black eye more on elected officials,” said Mayor Pam Donovan.

McLean, the owner of a Margate tiki bar, said he had to give up his personal credit cards in 2008 because they were maxed out. “Too much debt,” he said.

As vice mayor, McLean earns $ 29,581 annually.

“I turned in the receipts and they took it out of my paycheck,” McLean said. “I didn’t try to mislead anybody.”

Other city officials weren’t so sure.

On Wednesday night, Commissioner Le Peerman asked him to resign, which he refused.

“I asked him to resign because he did a disservice to the residents,” Peerman said. “He abused his authority.”

Wallace May said that in those three years, McLean totaled $ 1,598.63 in personal charges, all of which were repaid. According to city rules, commissioners have a cap of $ 1,000 per transaction. There is no limit on the card.

Commissioners are allowed to use the cards for any city business, but most use them for city-approved travel expenses.

Donovan…………… continues on Sun-Sentinel

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Report: Credit card charge-back policies help consumers
News from Chicago Tribune:

March 08, 2012|By Elliot Raphaelson, Tribune Media Services

It never hurts to emphasize why it pays to use a credit card for large purchases, whether for merchandise or services. If you are dissatisfied with what you have purchased, you should document your complaint in writing to the merchant or service provider. If you receive no satisfaction, you should send documentation on the dispute to the credit-card issuer.

The credit card issuer will then ask the merchant to respond to your complaint. If it does not respond in a timely manner, or fails to convince the credit card issuer that it did provide a satisfactory product or service, then the credit-card issuer, under the requirements of the Fair Credit Billing Act, must charge back the amount of the transaction to the provider and provide a credit to you., which compiles information on the credit card industry, conducted a study recently to determine how the four major card networks (Visa, MasterCard, American Express and Discover) and the 10 largest credit-card issuers proceed in common disputes with customers, including situations in which a merchant ha…………… continues on Chicago Tribune

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