Amazon’s Security System Makes It Easy To Use A Stolen Credit Card
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7 worst credit card habits
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Likely you’ve done it — lost your credit card bill under a pile of papers and by the time the bill surfaces, it’s past due. Guess what: You’ve just committed one of the seven deadly sins of credit card use – and the costs will add up.

Yes, the best credit cards are a convenient way to pay. Compare the time and hassle saved swiping your gas credit card at the pump to going inside a cramped, noisy convenience store to hand over cash. You can rack up credit card rewards too. But committing any of these credit card no-nos can ding your credit score, cost you money and even eat up some of that time you thought you’d saved.

Paying late

“The no. 1 deadly mistake is paying your bill late,” says Manisha Thakor, author of Get Financially Naked . “People say, ‘It’s just a day late — it’s not a big deal.’ But a lot of people don’t realize that being an hour or a day late is as bad as being five days late.”

The consequences are short-term and long-term. Short-term, a late credit card payment can cost you up to $ 25 in late fees, plus interest.

Long-term, your low-interest card could quickly…………… continues on NASDAQ

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Credit Card Services in Brazil


How to Strategically Evaluate Brazil. Perhaps the most efficient way of evaluating Brazil is to consider key dimensions which themselves are composites of multiple factors. Composite portfolio approaches have long been used by strategic planners. The biggest challenge in this approach is to choose the appropriate factors that are the most relevant to international planning. The two measures of greatest relevance to credit card services are “latent demand” and “market accessibility”. The figure below summarizes the key dimensions and recommendations of such an approach. Using these two composites, one can prioritize all countries of the world. Countries of high latent demand and high relative accessibility (e.g. easier entry for one firm compared to other firms) are given highest priority. The figure below shows two different scenarios. Accessibility is defined as a firm’s ease of entering or supplying from or to a market (the “supply side”), and latent demand is an indicator of the potential in serving from or to the market (the “demand side”). Framework for Prioritizing Countries. Demand/Market Potential Driven Firm. Relative Accessibility. Accessibility/Supply Averse Firm. In the top figure, the firm is driven by market potential, whereas the bottom figure represents a firm that is driven by costs or by an aversion to difficult markets. This report treats the reader as coming from a “generic firm” approaching the global market – neither a market-driven nor a cost-driven company. Planners must therefore augment this report with their own company-specific factors that might change the priorities (e.g. a Canadian firm may have higher accessibility in Canada than a German firm). Latent Demand and Accessibility in Brazil. This report provides a detailed overview of factors driving latent demand and accessibility for credit card services in Brazil. Latent demand is largely driven by economic fundamentals specific to credit card services. This topic is discussed in Chapter 2 using work carried out in Brazil on behalf of American firms and authored by the United States government (typically commercial attachés or similar persons in local offices of the U.S. Department of State). I have included a number of edits to clarify the information provided. Latent demand only represents half of the picture. Chapter 2 also deals with micro-accessibility for credit card services in Brazil. I use the term “micro” since the discussion is focused specifically on credit card services. Chapter 3 deals with macro-accessibility and covers factors that go beyond credit card services. A country may at first sight appear to be attractive due to a high latent demand, but it is often less attractive when one considers at the macro level how easy it might be to serve that entire potential and/or general business risks. While accessibility will always vary from one company to another for a given c
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