Ex-Aide to Mayor Kevin Johnson Under Criminal Investigation Over Credit Card …
News from LoanSafe:

(Source: Ryan Lillis The Sacramento Bee, Calif. (MCT) – The former aide to Sacramento Mayor Kevin Johnson who allegedly used her city-issued credit card for personal purchases is now the subject of a criminal investigation.

Sacramento police officials announced Wednesday they were investigating the credit card use of Lisa Serna-Mayorga, who sources said resigned last week after it was revealed she had bought $ 9,000 in personal items on her city card. Those purchases included a trip to Disneyland, gasoline and groceries, the sources said.

“Like anything else, when someone is entitled with the public trust and there’s an accusation of misconduct, we need to investigate it thoroughly,” Police Chief Rick Braziel said.

Serna-Mayorga signed a “Purchasing Card Request” in December 2008, soon after she was appointed by Johnson to serve as the City Council operations manager. In signing that form, a copy of which was obtained by The Bee, Serna-Mayorga agreed “that use of the Purchasing Card for any purpose other than City business is a crime, and will be prosecuted,” according to the document.

That statement has become the basis for the criminal probe, officials said.

“It warrants this because of the circumstances…………… continues on LoanSafe

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Visa beats estimates as credit-card use climbs
News from Pittsburgh Post Gazette:

Visa Inc., the world’s biggest payments network, posted a fiscal third-quarter profit excluding legal costs that beat analysts’ estimates as card spending rose.

Adjusted net income for the three months ended June 30 climbed to $ 1.06 billion, or $ 1.56 a share, from $ 883 million, or $ 1.26, a year earlier, the San Francisco-based company said yesterday in a statement. The average estimate of 34 analysts surveyed by Bloomberg was $ 1.45 a share. The firm had a net loss of $ 1.84 billion when including a $ 4.1 billion provision tied to its settlement this month of a U.S. antitrust lawsuit.

Visa, led by Chief Executive Officer Joseph W. Saunders, 66, has benefitted from a consumer shift from cash to electronic payments that shows no signs of abating, while parrying threats to its business model. Visa, MasterCard Inc. and some of the biggest U.S. banks agreed this month to settle the lawsuit brought by merchants who accused the financial firms of rigging credit-card fees.

The accord includes $ 6.6 billion in payments to retailers and a temporary cut in fees that banks earn on each transaction.

…………… continues on Pittsburgh Post Gazette
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5 Ways to Become a Credit Adult

Posted by administrator | 26/07/12 | Tagged Credit Card Debt

5 Ways to Become a Credit Adult
News from Huffington Post:

Let’s word associate: banks, mortgage brokers, credit card companies, credit reporting agencies, debt collectors, payday lenders…. Words like “daunting,” “challenging,” “black box” and “scary” come to mind. Most consumers I speak to express fear of the unknown — and fear of being humiliated at the checkout counter, the restaurant, in front of friends and family. Imagine, if you will, you are a grown-up at your own circumcision. How do you challenge them? What do they want from you? They have the power to deny you the house, the car, the apartment, the education, even the job you want, or rip your possessions from your hands.

There is a new world of consumer empowerment out there. Thanks to laws like the Credit CARD Act, the Dodd-Frank Act and people like Elizabeth Warren who has long defended consumers and honest business owners by demanding a system, fueled by financial literacy, where a level playing field exists by virtue of transparency, easily decipherable disclosures and all teams playi…………… continues on Huffington Post

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Gay Finances: How to Eliminate Your Credit Card Debt
News from SouthFloridaGayNews.com:

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…………… continues on SouthFloridaGayNews.com
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How To Eliminate Credit Card Debt
Learn how to eliminate credit card debt. You’ll find out:* how you got into credit card debt* what you should do first* what debt …
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