Five Tips if Tempted By No-Interest Credit Card
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Take the Bait of a 0% Credit Card?

“Here’s a $ 5,000 loan — interest-free — for at least a year! Apply for a 0% credit card today.” That’s what roughly a quarter of credit cards essentially are offering these days, according to a first-ever survey by, a Bankrate-owned website.

No-interest credit cards, which are interest-free for a limited time, are more common than they were just two years ago. Card issuers want to beef up their customer counts and are offering zero percent credit card promotions to bait Americans who don’t pay off entire balances every month or who want to slash the interest cost on existing card debt.

There’s no doubt these credit card offers are enticing and can be a good deal if used correctly. But before clicking or checking “I accept” to get your new zero percent credit card, consider these five tips to make sure your decision is the right one.

Know That You Might Not Even Qualify

Just because the no-interest credit card offer showed up in your mailbox doesn’t mean you’ll get it, says John Ulzheimer, president of consumer education at credit monitoring service Issuers prescreen before sending out their pitches, but your credit score could change for the worse by the time you fill out the application.

Issuers want cardholders who pose the…………… continues on Fox Business

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Texas Man: Credit Card Use was Fraudulent
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Watchung Borough police reported a Fort Worth, Texas, resident said someone used a credit card account of his at the BJ’s Wholesale Club on June 30, to purchase items totaling $ 419.88. Police are continuing to investigate the report.  

Police also reported the following thefts this month:

Luis Valdiva, 54, of Plainfield, was charged with shoplifting two necklaces, valued at $ 139.98, from the Sears department store at 12:17 p.m. July 13. He was released on his own after the charge was filed, pending an appearance in municipal court. 


Dulnelly Herrera, 38, of South Plainfield, was charged with shoplifting shirts and sunglasses, valued at $ 76 in total, also from the Sears store at 3:20 p.m. July 21. She was released on her own recognizance, pending an appearance in municipal court.


Jazmin Harris, 20, of Plainfield, was charged with shoplifting women’s clothing valued at $ 220.82 from the TJ Maxx Store on Route 22 at 1:33 p.m. July 18. Police said a warrant for her arrest had been issued by the Plainfield Municipal Court. She was released after posting $ 230 in bail, pending an appearance in municipal court.


Yvette Green, 23, of Piscataway, was charged with shoplifting DVDs and women’s clothing, totaling $ 551.46, at the

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