CreditCards.com Weekly Credit Card Rate Report: Credit card interest rates …
News from Sacramento Bee:

/PRNewswire/ — Interest rates on new credit card offers stood still this week, according to the CreditCards.com Weekly Credit Card Rate Report.

(Logo: http://photos.prnewswire.com/prnh/20090210/CCLOGO)

The average is comprised of 100 of the most popular credit cards in the country, including cards from dozens of leading U.S. issuers and representing every card category. Introductory (teaser) rates are not included in the calculation.

Rates for card categories tracked by CreditCards.com are listed below:

Credit Card Averages

Avg. APR Last week 6 months ago
National Average 14.97% 14.97% 14.91%
Low Interest 10.40% 10.40% 10.40%
Balance Transfer 12.62% 12.62% 12.60%
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Analysis: As rich world falters, buoyant SE Asia discovers credit
News from Chicago Tribune:

KUALA LUMPUR (Reuters) – Every weekday brings another lucky winner of the “Credit Card Clean” game on Thailand’s Get Radio station.

Last Thursday it was Chotika Kosaisaevee, nicknamed “Pear”, a 23-year-old student who admitted she had got carried away by acquiring three credit cards and racking up debt of about $ 530.

“I’ve been careless and there’s always temptation in the first year (of college) when you feel a lot of pressure to wear nice clothes and keep up with your friends,” she said after winning the prize – the full pay-off of her card debt.

More credit is coursing through Southeast Asia than at any time since the region’s 1997 financial crisis, much of it finding its way to an ebullient new middle class in the form of credit cards, car loans and mortgages.

That is fuelling strong growth that has helped the region of 600 million people defy a stubborn downturn in the United States, Europe and even Asian powerhouse China, making it a firm investor favorite this year with stock markets in Thailand, the Philippines and Singapore all posting double-digit gains.

But the wave of credit – on the back of low interest rates, solid economic growth and banks’ robust health – is also producing signs of over-exuberance as traditionally prudent Southeast Asians become more like American consumers in their willingness to spend now and…………… continues on Chicago Tribune

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