Year-End Debt Checkup: Make Sure Yours Is Healthy Debt

Posted by administrator | 24/12/12 | Tagged Credit Card Debt

Year-End Debt Checkup: Make Sure Yours Is Healthy Debt
News from DailyFinance:

Americans have set another record. It’s not a good one, though.

U.S. consumer debt hit an all-time high in October, with borrowing rising by $ 14.2 billion over September levels, to total $ 2.75 trillion. But there’s a little silver lining in the news: Most of the gain — 76 percent of it — came from auto loans and student loans. Only 24 percent reflected a rise in credit card borrowing. That’s worth noting, because all debt is not equal.

The bright side
Some debt is not only good, but critical. Without the ability to take out mortgages, for example, most people couldn’t afford to buy their own homes. Without student loans, many…………… continues on DailyFinance

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Columbia County civil lawsuit: Credit card debt
News from Magnoliareporter:

Here are recent case filings in Columbia County Civil Court since December 20. Statements are drawn from the plaintiff’s complaint. The facts of these cases have not been determined by a judge or jury, and no decisions have been rendered.

CV 2012 220-4. Citibank NA v. Renita Atkinson, 411 Columbia 213. Open account. December 20, 2012. The bank seeks an $ 11,597.80 judgment against Atkinson for the unpaid balance on a credit card.

…………… continues on Magnoliareporter
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Credit card use may be hampering Salvation Army collections

Posted by administrator | 24/12/12 | Tagged Credit Card

Credit card use may be hampering Salvation Army collections
News from WSAU:

FOND DU LAC, Wis. (WSAU) – The use of credit cards may be one of the reasons the Salvation Army kettle drive in Fond du Lac is in danger of failing to meet its goal.

Many shoppers drop their loose change in the red kettles, but with consumers not as likely to use cash for their purchases, there is simply less loose change to share. The problem isn’t unique to Fond du Lac.

The army says it has a donation goal of 156 thousand dollars during this Christmas season and so far less than half of that total – 73 thousand dollars – has been raised in Fond du Lac. A spokesperson says the organization is usually at 70 to 80 percent of its goal at this time in the season.

…………… continues on WSAU
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