Authorities bust woman trying to use credit card stolen from gym locker
News from WPXI Pittsburgh:

COLLIER TOWNSHIP, Pa. —

A Bridgeville woman is facing theft charges after police said she stole a wallet out of an unsecured gym locker and tried to use a stolen credit card.

Authorities in Collier Township said Tiffany McCall, 28, went into an unsecured locker at LA Fitness and took another club member’s makeup bag and wallet.

Investigators said McCall then went to a nearby Walmart, where she used one of the credit cards to make a small purchase.

“She used one of the credit cards to see if the charge would be processed, and it was,” Collier Township Police Sgt. Eric Davis said.

According to police, McCall then tried to use the stolen credit card to buy $ 900 worth of items. Davis said two different credit cards from the stolen wallet were both declined.

“Normally with credit card companies, if there is a small purchase and then a larger purchase within a certain period of time it will be flagged as fraudulent,” Davis said.

Authorities said once the stolen credit cards were declined, McCall purchased the items using her own credit card.

Investigators told Channel 11’s Jodine Costanzo that they were able to identify McCall through the store’s surveillance video.

Police said she confessed to the crime and told police she didn’t know why she stole. She then said she’s getting a divorce and wanted to buy things f…………… continues on WPXI Pittsburgh

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Reasons You Should Use Your Credit Card For Purchases
News from San Francisco Chronicle:

To a child’s or young adolescent’s mind, credit cards sound like the greatest deal in the world. You buy something today and get to enjoy it immediately, but you don’t have to pay for it for weeks. Where’s the downside?

Only an adult could complicate the situation by knowing that the due date for paying the bill without incurring interest is coming. Adults also know that letting that date pass will allow the interest to start building and the foundation to be laid for a future four- or five-digit credit card balance.

Let’s assume that you’re a responsible credit user who understands that a $ 20 scarf bought with a credit card on January 1 remains a $ 20 scarf if paid for by February 1, but can magically transform into a $ 20.29 scarf if paid for on February 2. If so, then there’s a surprising credit card strategy you should employ as a consumer – use your credit card for everything.

If an establishment takes cards, use yours. Keep the cash transactions to a minimum. Let’s examine why.

The Time Value of Money

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