FORMER GOLDMAN BANKER: You Should Know The Ugly Math Behind Your …
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South Florida Mortgage, Credit Card Debt Balances Drop Sharply
News from Huffington Post:

South Floridians are taking their New Year’s resolutions seriously when it comes to reducing their debt. Average credit card balances dropped a whopping 12 percent in January compared to a year ago, according to the consumer website CreditKarma.com.

The average credit card debt was $ 5,410 in Broward and Miami-Dade counties, down $ 746 from January 2012 when it averaged $ 6,156, Credit Karma reported.

Average mortgage balances also fell during the same time — dropping $ 10,862, or 5 percent. The average home loan in South Florida plunged from $ 205,809 to $ 194,947 in a year as some owners paid down the principal on their mortgages, Credit Karma found.

Recession-toughened South Floridians are still focusing on paying down debt — even as the economy improves, said Credit Karma CEO Kenn…………… continues on Huffington Post

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Credit card use brings probation

Posted by administrator | 17/02/13 | Tagged Credit Card

Credit card use brings probation
News from Champaign/Urbana News-Gazette:

URBANA — A Chicago man who admitted using fake credit cards to obtain goods from a Champaign store has been sentenced to probation.

Judge Harry Clem on Thursday sentenced Charles Tucker, 27, to 30 months of probation and 50 hours of public service.

Tucker pleaded guilty in December to unlawful use of credit card, admitting that on Dec. 30, 2011, that he was with two other men who were in the Walmart store on North Prospect Avenue using credit cards to obtain an iPad and gift cards totaling more than $ 300.

Assistant State’s Attorney Scott Larson said at the time of Tucker’s plea that the men were stopped by police that day after having tried to use five different credit cards — all of which were declined — at the Target store to buy gift cards.

Police found several credit cards with Tucker’s name on them as well as iPhones, iPads and gift cards, including one iPad that had been purchased earlier in the day from Walmart.

Larson said the men told police they bought the fake credit cards in Chicago.

Co-defendant Derrick Boyd, 26, of Chicago, earlier pleaded guilty to obstructing justice in return for a sentence of 18 months of probation.

Bobby Morton, 37, of Chicago, was sentenced to six years in prison after pleading guilty to burglary.

…………… continues on Champaign/Urbana News-Gazette
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Without witness, charges dropped regarding stolen credit card use in Charleston
News from Journal Gazette and Times-Courier:

CHARLESTON — Charges accusing a woman of using another person’s credit card at a Charleston store were dismissed because the only witness to it couldn’t be located.

Denise M. Miller, 21, of Fairview Heights was accused of using the stolen credit card for a purchase at the Charleston Walmart on Aug. 26, 2011.

The only eyewitness who claimed seeing Miller use the stolen card could not be located and the store’s video surveillance couldn’t positively identify the person who used it, according to Assistant State’s Attorney Rob Scales, who prosecuted the case.

Miller was charged with burglary for allegedly entering the store planning to steal as well as with unlawful use of a credit card. Scales said the stolen card belonged to an Eastern Illinois University student and Miller was visiting Charleston at the time.

Circuit Judge Mitchell Shick dismissed the charge at Scales’ request. Attorney Jeannine Garrett represented Miller.

In other cases in court recently, Shick accepted guilty pleas from:

— Andrew S. Lietard, 23, whose address on record is an apartment at 24 W. Buchanan Ave., Charleston, to a charge of possession of cannabis with intent to deliver alleging he had marijuana he planned to sell on Feb. 29.

A possession of a controlled substance charge alleging Lietard also had cocaine was dismissed and he was placed on pro…………… continues on Journal Gazette and Times-Courier

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