Police Blotter: Man Charged with Credit Card Theft
News from Patch.com:

Timothy Pandolfi, 29, of Browns Mills, was charged with fraudulent use of a credit card and credit card theft at 11:35 a.m. July 15.

Princeton Borough police began investigating the theft of a wallet from Starbuck’s at 100 Nassau St. on July 11.

One of the victim’s credit cards was used to purchase items at the Wawa market on University Place as well as train tickets from the Dinky Station, according to police.

With assistance of the NJ Transit Police in New Brunswick, Pandolfi was found to be in possession of the stolen train tickets as well as the stolen credit card and warrants were issued for his arrest. 

He was charged by Pemberton Township Police Department on a criminal warrant issued by the Princeton Borough Municipal Court.

He is currently lodged in the Mercer County Detention Center in lieu of 10 percent of $ 30,000 bail and had been given a July 16 court date.

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Credit care: Different rules apply to last 2 months of deferred-interest …
News from Arizona Daily Star:

2012-07-22T00:00:00Z Credit care: Different rules apply to last 2 months of deferred-interest payment plansTanisha Warner Creditcards.com Arizona Daily Star

Q: I recently had an issue with my credit-card service. Last December they offered interest-free for six months on anything purchased during the month of December. They required you to pay only the minimum during those months.

I use this card for other things regularly but always pay that balance plus the minimum required payment every month. After the fourth month, they started applying the whole payment toward my no-interest balance and started charging me interest on the balance not paid for my regular charges. I was told yesterday on the phone that this is the law, that they have to do it that way. Is this true? It sounded very suspicious to me.

A: A 2009 federal law is in place that addresses how payments are applied to credit-card accounts. The Credit Card Accountability, Responsibility and Disclosure Act requires that payment amounts in excess of the minimum amount due must be applied to the balance with the highest interest rate. But there is an exception to the rule for deferred-interest plans such as the one offer…………… continues on Arizona Daily Star

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