Police: Illegal Use of a Credit Card; Vomit-Covered Woman Imagines Cops …
News from Patch.com:

FRIDAY, FEB. 24 

Illegal Use of a Credit Card

Tracy A. Morack, 33, of the 8200 block of Pecan Place in Frankfort, was arrested around 7 p.m. at the Tinley Park Police Department, 7850 W. 183rd St., on a warrant for unlawful use of a credit card. 

SUNDAY, FEB. 19

Laptop Snagged at Chuck E. Cheese’s

A man reported that sometime between 4 p.m. and 6:30 p.m., someone stole his Dell laptop from Chuck E. Cheese’s, 16090 S. Harlem Ave., Tinley Park. The man said the computer was in a backpack that he’d placed on the floor during a 2-year-old’s birthday party. The bag was under the seat of one of the booths at the restaurant, the report said. The theft wasn’t reported right away because the man assumed someone accidentally took the bag home with party gifts.

THURSDAY, FEB. 2

Vomit-Covered Woman Imagines Cops Pulling Her Over

Officers charged a local woman with drunken driving after they found her sitting in her idle car, which she stopped four houses away from where she lived, the report said.

Marlene J. Meier told officers she was stopped in the 16700 block of Oketo Avenue because that’s where she was pulled over by police, according to the report. But t…………… continues on Patch.com

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Related News:

How the credit CARD Act does not protect you
News from KAIT:

By Andrew Housser

The Credit CARD (Card Accountability, Responsibility and Disclosure) Act went into effect two years ago. Its purpose was to regulate how credit card lenders can charge and communicate with consumers. The law’s two-year anniversary is a good time to revisit the law and understand the ways consumers can still be vulnerable even with the law in place.

With the CARD Act, credit card issuers must:

1) Provide consistent due dates.

Lenders must allow at least 21 days from when they mail a bill for the payment to be due. Also, a credit card’s due date will be on the same date each month.

2) Apply payments to costliest balance.

Card issuers must apply all payments above the minimum amount due to the balance with the highest interest rate.

3) Require co-signers.

Borrowers under 21 require a co-signer, or proof of sufficient income to repay debt up to their credit limit. As well, card issuers can no longer give gifts in exchange for completing card applications in settings such as college campuses.

4) Consider ability to repay.

Lenders must consider a borrower’s ability to repay debt before approving a card or raising credit limits. This helps consumers stay within healthy debt limits, an…………… continues on KAIT

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