Swipe it! When it’s Smart to Pay with a Credit Card
News from Fox Business:

Credit cards have gotten a bad rap recently and for good reason: if not used responsibly, they can lead quickly lead to burdensome financial debt.

According to Creditcards.com, the average credit card debt per household with credit card debt in the U.S. stands at $ 14,687.

The 2008 financial crisis unveiled our nation’s debt crisis and put credit card companies under the scrutinizing eye of federal regulators. The CARD Act, which was signed into law by President Obama in May 2009, was designed to protect consumers from unfair credit card practices and eliminate predatory credit card lending tactics.

But experts say whipping out the plastic isn’t always a bad idea. The key is keeping track of purchases, evaluating whether transactions make financial sense …………… continues on Fox Business
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Related News:

Congress’ mishandling of debt ceiling and deficit is surreal
News from CNN International:

STORY HIGHLIGHTS
  • Suze Orman: The debt ceiling is simply a mechanism to pay bills already incurred
  • It has nothing to do with future spending, she says, and the two issues shouldn’t be linked
  • U.S. “credit score” has already been hurt, even without a default, Orman says
  • The issue is jobs, she says. If employment rises, the deficit crisis is eased

Editor’s note: Suze Orman is a financial adviser and…………… continues on CNN International

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Credit Card Debt:

  • ISBN13: 9780380807000
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Leave Home Without It…Membership has its privileges, but it also has a huge share of disadvantages. Without the proper know-how and guidance, you could find yourself buried beneath an avalanche of credit card debt. Millions of Americans are just like you and are currently attempting to pay off 0 billion to credit card companies. It’s in a credit card company’s best interest to keep you in debt—after all that’s how they make their real money. Even by following their rules, you can quickly

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