The Best Credit Card Perks for Holiday Shoppers
News from Minyanville.com:

Conventional wisdom says to leave your credit cards at home when you do your brick-and-mortar holiday shopping. But using plastic can actually be more than just convenient. If you’re savvy, you can get while you give.

According to Capital One’s recent quarterly rewards survey, 25% of reward cardholders say they plan to use their cash rewards from holiday shopping to offset holiday expenses, while 25% said they plan to use the rewards earned from holiday shopping toward spring or summer travel next year, and 44% plan to redeem credit card rewards for gift cards.

While it’s always important to read through all the fine print to make sure you understand the nuances of any deal, here are a few ways to make the best use of credit cards this holiday season.

Card-Specific Shopping Portals

Make sure you take advantage of the benefits your card offers – a…………… continues on Minyanville.com

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CreditCards.com Weekly Credit Card Rate Report: Credit card interest rates …
News from Sacramento Bee:

/PRNewswire/ — Interest rates on new credit card offers idled at 14.96 percent for the third straight week, according to the CreditCards.com Weekly Credit Card Rate Report.  

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The average is comprised of 100 of the most popular credit cards in the country, including cards from dozens of leading U.S. issuers and representing every card category. Introductory (teaser) rates are not included in the calculation.

Rates for card categories tracked by CreditCards.com are listed below:

Credit Card Averages
Avg. APR Last week 6 months ago
National Average 14.96% 14.96% 14.93%
Low Interest 10.40% 10.40% 10.40%

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