What happens to credit card debt when you die?
News from Boston.com:

If a person dies owing a balance on their credit card, the credit card company will collect the debt from the cardholder’s estate. If the cardholder does not have sufficient assets to cover the debt, the credit card company is generally out of luck. In some circumstances, the credit card company will approach relatives of the deceased and ask them to pay the debt but that practice is rare and the relative has no obligation to pay the outstanding debt.

However, if the account was opened as a joint account, the other account holder will be liable for the debt but this is only the case when the other person is a part of the credit card contract. If the other person using the card is merely an authorized user (but not a joint credit applicant) then they are not responsible for the debt. Along those lines, if you are an authorized user of a card and the account holder dies, the account will be closed and you will have no further access to the credit line. This may seem pretty straightforward but many people think that they can simply transfer the account to their own name. Instead, that person will have to apply (and qualify) for credit based on their own circumstances.

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Ex-Geneva official admits using city card for personal use
News from Chicago Tribune:

  (Tribune illustration / March 15, 2012)

The former head of the streets department for Geneva pleaded guilty Friday to charges that he used a city credit card to buy himself clothes and camping gear, Kane County prosecutors said.

Steven Lemaire, 55, of Elburn, was placed on probation and ordered to do community service. He also must make restitution to the city of Geneva.

Lemaire was fired in February, following his arrest on felony theft and misconduct charges. Authorities alleged that he used a city credit card to make $ 24,000 in purchases for his personal use dating back to 2004.

Most of the unauthorized purchases were made online and then shipped to the Geneva Public Works Department, police said.

The city public…………… continues on Chicago Tribune

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